Pricing

Transparent pricing. No surprises.

We charge a single draw fee — a flat percentage of each draw you take. No origination fee, no monthly maintenance fee, no prepayment penalty, no fee on unused capacity.

Choose the line that fits your business.

Draw fees decrease with line size. Larger lines reflect lower risk concentration — and we pass that through to the borrower.

Starter

$50K–$150K

3.5% per draw

For businesses with $20K–$60K monthly revenue

6-month or 12-month repayment
Weekly ACH repayment
Revolving line

Apply for Starter

How draw fees compare to alternatives.

A 2.5% draw fee on a $100K draw is $2,500 — charged once, known before you sign. A traditional bank line of credit at 8% APR accrues ~$4,400 in interest over 12 months. A merchant cash advance at a 1.4× factor rate means you repay $140,000 for $100,000 received. Borrowrig charges no ongoing interest, no factor rate, no origination fee. The cost of each draw is stated upfront — not buried in APR calculations.

Product	Cost on $100K draw/advance	Transparency
Borrowrig Growth tier	$2,500 (2.5% draw fee)	Known upfront
Bank line of credit (8% APR)	~$4,400 over 12 months	Variable rate risk
Merchant cash advance (1.4× factor)	$40,000 total repayment	Factor rate obscures true cost
Online lender origination + interest	$3,000–$8,000 typical	Upfront fees + APR variable

Comparison figures are estimates based on published industry ranges. Actual costs vary. Borrowrig fees are for illustrative purposes only and are not a guarantee of terms.

See your actual line size and draw fee.

Connect your accounting data and get a firm offer in hours — with the exact fee stated before you accept.

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