Apply for a working capital line.

Connect your accounting or bank data. Our underwriting engine reviews your cash flow picture and issues a decision — typically within 4 hours.

5-minute data connection
Credit decision within ~4 hours
No hard credit pull
Funding within 1–2 business days of acceptance
Read-only access — we cannot initiate transactions

Step 1 of 4

Business basics

Business legal name

State

Entity type

Years in business

Step 2 of 4

Revenue & funding info

Average monthly revenue (last 6 months)

Primary accounting software

Desired line amount

Step 3 of 4

Connect your data

Connect your accounting software or bank account. Read-only access — we can never initiate transactions.

Read-only OAuth access. AES-256 encryption at rest. TLS 1.2+ in transit. Revoke access any time.

Step 4 of 4

Review & submit

Confirm your contact details and submit. We'll begin underwriting your connected data and send your decision to this email address.

First name

Email address

I authorize Borrowrig to access and analyze my connected business data for underwriting purposes. I agree to the Terms of Service and Privacy Policy.

Borrowrig is not a bank. Submitting this application does not guarantee a line of credit. All applications are subject to credit review and approval. Not available in all states.