/* ═══ COLOR FLOW MAP (from design-spec.sections[].bg_context) ═══
 * index.html:
 *   nav        → transparent-on-dark (scrolled: solid dark #0C1C36)
 *   hero       → DARK  (#0C1C36)  | text: white
 *   proof-bar  → DARK-ALT (#122040) | text: white
 *   problem    → WHITE (#FFFFFF)  | text: dark
 *   how-it-works → LIGHT (#F5F7FA) | text: dark
 *   eligibility-teaser → DARK (#0C1C36) | text: white
 *   testimonials → WHITE (#FFFFFF) | text: dark
 *   pricing-teaser → LIGHT (#F5F7FA) | text: dark
 *   cta-band   → DARK (#0C1C36)  | text: white
 *   footer     → DARK (#0C1C36)  | text: white-muted
 *
 * about.html:
 *   nav        → transparent-on-dark (scrolled: solid dark)
 *   hero       → DARK  (#0C1C36)  | text: white
 *   story      → WHITE (#FFFFFF)  | text: dark
 *   values     → LIGHT (#F5F7FA)  | text: dark
 *   about-ceo  → DARK (#0C1C36)  | text: white
 *   about-cta  → DARK (#0C1C36)  | text: white
 *   footer     → DARK (#0C1C36)  | text: white-muted
 *
 * light-top pages (how-it-works, eligibility, pricing, team, blog/*, faq, contact, legal/*):
 *   nav        → transparent-on-light → FORCED SOLID DARK (#0C1C36)
 *   hero       → LIGHT (#F5F7FA)  | text: dark
 *   content sections → alternate white/light
 *   cta-band   → DARK (#0C1C36)  | text: white
 *   footer     → DARK (#0C1C36)  | text: white-muted
 *
 * apply/index.html, login/*.html:
 *   nav        → transparent-on-dark (scrolled: solid dark)
 *   body       → DARK  (#0C1C36)  | form panel = WHITE
 *   footer     → DARK (#0C1C36)  | text: white-muted
 * ═══════════════════════════════════════════════════════════════ */

/* ═══ DESIGN TOKENS ═══ */
:root {
  /* Brand palette */
  --brw-navy:          #0C1C36;
  --brw-navy-alt:      #122040;
  --brw-amber:         #F5A623;
  --brw-amber-aa:      #B07419;   /* AA on light bg */
  --brw-amber-dark:    #F5A623;   /* AA on dark bg */

  /* Foreground tokens — context-paired */
  --brw-fg-light-1:    #0C1C36;   /* primary text on light/white */
  --brw-fg-light-2:    #44546A;   /* secondary text on light/white */
  --brw-fg-dark-1:     #F0F4F8;   /* primary text on dark */
  --brw-fg-dark-2:     #94A3B8;   /* secondary text on dark */

  /* Backgrounds */
  --brw-bg-light:      #F5F7FA;
  --brw-bg-white:      #FFFFFF;
  --brw-bg-dark:       #0C1C36;
  --brw-bg-dark-alt:   #122040;
  --brw-bg-cream:      #FBF9F6;

  /* Borders */
  --brw-border-light:  #DDE3EC;
  --brw-border-dark:   #1E3356;

  /* Typography */
  --brw-font-display:  'DM Sans', system-ui, sans-serif;
  --brw-font-body:     'Inter', system-ui, sans-serif;
  --brw-font-mono:     'JetBrains Mono', 'Fira Code', Consolas, monospace;

  /* Scale */
  --brw-scale-display: clamp(2.5rem, 5vw, 3.75rem);
  --brw-scale-h1:      clamp(2rem, 4vw, 3rem);
  --brw-scale-h2:      clamp(1.5rem, 3vw, 2.125rem);
  --brw-scale-h3:      clamp(1.125rem, 2vw, 1.375rem);
  --brw-scale-lg:      1.125rem;
  --brw-scale-body:    1rem;
  --brw-scale-sm:      0.875rem;
  --brw-scale-label:   0.75rem;

  /* Spacing */
  --brw-section-y:     clamp(4rem, 8vw, 7rem);
  --brw-container-max: 1200px;
  --brw-container-px:  clamp(1.25rem, 4vw, 3rem);

  /* Border radius */
  --brw-radius-btn:    6px;
  --brw-radius-card:   10px;
  --brw-radius-input:  6px;
  --brw-radius-badge:  4px;

  /* Transitions */
  --brw-transition:    0.2s ease;
}

/* ═══ GOOGLE FONTS ═══ */
@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,400;0,9..40,500;0,9..40,700;1,9..40,400&family=Inter:wght@400;500;600&family=JetBrains+Mono:wght@400;500&display=swap');

/* ═══ RESET & BASE ═══ */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

html {
  scroll-behavior: smooth;
  -webkit-text-size-adjust: 100%;
}

body {
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-body);
  line-height: 1.7;
  color: var(--brw-fg-light-1);
  background: var(--brw-bg-white);
}

/* Dark-top pages need dark body so transparent nav shows correctly */
body.brw-page--dark-top {
  background: var(--brw-bg-dark);
}

img, svg { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { cursor: pointer; font-family: inherit; }
ul, ol { list-style: none; }
address { font-style: normal; }

/* ═══ LAYOUT UTILITIES ═══ */
.brw-container {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding-left: var(--brw-container-px);
  padding-right: var(--brw-container-px);
}

.brw-section {
  padding-top: var(--brw-section-y);
  padding-bottom: var(--brw-section-y);
}

/* Section background variants */
.brw-section--dark     { background: var(--brw-bg-dark); }
.brw-section--dark-alt { background: var(--brw-bg-dark-alt); }
.brw-section--white    { background: var(--brw-bg-white); }
.brw-section--light    { background: var(--brw-bg-light); }
.brw-section--cream    { background: var(--brw-bg-cream); }

/* ═══ TYPOGRAPHY ═══ */
h1, h2, h3, h4, h5, h6 {
  font-family: var(--brw-font-display);
  line-height: 1.2;
  letter-spacing: -0.01em;
}

.brw-eyebrow {
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-label);
  font-weight: 600;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

/* Eyebrow color — context-scoped */
.brw-section--white  .brw-eyebrow,
.brw-section--light  .brw-eyebrow,
.brw-section--cream  .brw-eyebrow { color: var(--brw-amber-aa); }
.brw-section--dark   .brw-eyebrow,
.brw-section--dark-alt .brw-eyebrow { color: var(--brw-amber-dark); }

/* Headings — context-scoped */
.brw-section--white  h2,
.brw-section--light  h2,
.brw-section--cream  h2 { color: var(--brw-fg-light-1); }
.brw-section--dark   h2,
.brw-section--dark-alt h2 { color: var(--brw-fg-dark-1); }

.brw-section--white  h3,
.brw-section--light  h3,
.brw-section--cream  h3 { color: var(--brw-fg-light-1); }
.brw-section--dark   h3,
.brw-section--dark-alt h3 { color: var(--brw-fg-dark-1); }

/* Body text — context-scoped */
.brw-section--white  p,
.brw-section--light  p,
.brw-section--cream  p { color: var(--brw-fg-light-2); }
.brw-section--dark   p,
.brw-section--dark-alt p { color: var(--brw-fg-dark-2); }

/* ═══ BUTTONS ═══ */
.brw-btn {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  padding: 0.75rem 1.5rem;
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-body);
  font-weight: 600;
  line-height: 1;
  border-radius: var(--brw-radius-btn);
  border: 2px solid transparent;
  transition: all var(--brw-transition);
  white-space: nowrap;
  text-align: center;
}

.brw-btn--primary {
  background: var(--brw-amber);
  color: var(--brw-navy);
  border-color: var(--brw-amber);
}
.brw-btn--primary:hover {
  background: #d4911a;
  border-color: #d4911a;
  transform: translateY(-1px);
}

.brw-btn--primary-lg {
  background: var(--brw-amber);
  color: var(--brw-navy);
  border-color: var(--brw-amber);
  padding: 1rem 2rem;
  font-size: 1.0625rem;
}
.brw-btn--primary-lg:hover {
  background: #d4911a;
  border-color: #d4911a;
  transform: translateY(-1px);
}

.brw-btn--ghost-dark {
  background: transparent;
  color: var(--brw-fg-dark-1);
  border-color: var(--brw-border-dark);
}
.brw-btn--ghost-dark:hover {
  border-color: var(--brw-fg-dark-2);
  background: rgba(255,255,255,0.05);
}

.brw-btn--outline-light {
  background: transparent;
  color: var(--brw-fg-light-1);
  border-color: var(--brw-border-light);
}
.brw-btn--outline-light:hover {
  border-color: var(--brw-fg-light-2);
  background: rgba(12,28,54,0.06);
}

.brw-btn--outline-dark {
  background: transparent;
  color: var(--brw-fg-dark-1);
  border-color: var(--brw-border-dark);
}
.brw-btn--outline-dark:hover {
  border-color: rgba(240,244,248,0.5);
  background: rgba(255,255,255,0.06);
}

.brw-btn--ghost-light {
  background: transparent;
  color: var(--brw-fg-light-1);
  border-color: transparent;
}
.brw-btn--ghost-light:hover {
  background: rgba(12,28,54,0.06);
}

.brw-btn--text {
  background: transparent;
  color: var(--brw-amber-aa);
  border-color: transparent;
  padding-left: 0;
  padding-right: 0;
}
.brw-btn--text:hover { color: var(--brw-navy); }

/* ═══ NAVIGATION ═══ */
.brw-nav {
  position: fixed;
  top: 0;
  left: 0;
  right: 0;
  z-index: 100;
  transition: background var(--brw-transition), box-shadow var(--brw-transition);
}

/* Dark-top pages: nav starts transparent */
body.brw-page--dark-top .brw-nav {
  background: transparent;
}

/* Light-top pages: nav is always solid dark */
body.brw-page--light-top .brw-nav {
  background: var(--brw-navy);
  box-shadow: 0 1px 0 var(--brw-border-dark);
}

/* Scrolled state (applied by JS) — solid for all pages */
.brw-nav--scrolled {
  background: var(--brw-navy) !important;
  box-shadow: 0 2px 20px rgba(0,0,0,0.3) !important;
}

.brw-nav__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  height: 68px;
  display: flex;
  align-items: center;
  gap: 2rem;
}

.brw-nav__logo {
  display: flex;
  align-items: center;
  flex-shrink: 0;
}

.brw-nav__logo img {
  height: 32px;
  width: auto;
  max-width: 180px;
}

.brw-nav__links {
  display: flex;
  align-items: center;
  gap: 0.25rem;
  margin-left: auto;
}

.brw-nav__link {
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-sm);
  font-weight: 500;
  padding: 0.5rem 0.75rem;
  border-radius: 5px;
  transition: background var(--brw-transition), color var(--brw-transition);
  /* Nav always on dark background (transparent-on-dark or solid-dark) */
  color: var(--brw-fg-dark-2);
}
.brw-nav__link:hover {
  color: var(--brw-fg-dark-1);
  background: rgba(255,255,255,0.07);
}

.brw-nav__actions {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  margin-left: 1.25rem;
}

.brw-nav__signin {
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-sm);
  font-weight: 500;
  color: var(--brw-fg-dark-2);
  padding: 0.5rem 0.875rem;
  border-radius: var(--brw-radius-btn);
  border: 1px solid var(--brw-border-dark);
  transition: all var(--brw-transition);
}
.brw-nav__signin:hover {
  color: var(--brw-fg-dark-1);
  border-color: rgba(240,244,248,0.3);
  background: rgba(255,255,255,0.05);
}

.brw-nav__apply {
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  color: var(--brw-navy);
  background: var(--brw-amber);
  padding: 0.5rem 1rem;
  border-radius: var(--brw-radius-btn);
  transition: all var(--brw-transition);
}
.brw-nav__apply:hover {
  background: #d4911a;
  transform: translateY(-1px);
}

/* Mobile hamburger */
.brw-nav__hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  padding: 8px;
  background: transparent;
  border: none;
  margin-left: auto;
  cursor: pointer;
}
.brw-nav__hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--brw-fg-dark-1);
  border-radius: 2px;
  transition: all var(--brw-transition);
}

.brw-nav__mobile-menu {
  display: none;
  background: var(--brw-navy);
  border-top: 1px solid var(--brw-border-dark);
  padding: 1rem 0 1.5rem;
}
.brw-nav__mobile-menu.is-open { display: block; }
.brw-nav__mobile-link {
  display: block;
  padding: 0.75rem var(--brw-container-px);
  color: var(--brw-fg-dark-2);
  font-weight: 500;
  font-size: var(--brw-scale-body);
  transition: color var(--brw-transition);
}
.brw-nav__mobile-link:hover { color: var(--brw-fg-dark-1); }
.brw-nav__mobile-actions {
  padding: 0.75rem var(--brw-container-px);
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

@media (max-width: 860px) {
  .brw-nav__links, .brw-nav__actions { display: none; }
  .brw-nav__hamburger { display: flex; }
}

/* ═══ HERO (INDEX — DARK SPLIT) ═══ */
.brw-hero {
  min-height: 100vh;
  display: flex;
  align-items: center;
  background: var(--brw-bg-dark);
  padding-top: 68px; /* nav height */
  overflow: hidden;
  position: relative;
}

.brw-hero__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 4rem var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
  width: 100%;
}

.brw-hero__content {
  position: relative;
  z-index: 2;
}

.brw-hero__badge {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  background: rgba(245,166,35,0.12);
  border: 1px solid rgba(245,166,35,0.3);
  border-radius: 100px;
  padding: 0.375rem 0.875rem;
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  color: var(--brw-amber-dark);
  margin-bottom: 1.5rem;
}

.brw-hero__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-display);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  line-height: 1.1;
  margin-bottom: 1.5rem;
}

.brw-hero__subhead {
  font-size: var(--brw-scale-lg);
  color: var(--brw-fg-dark-2);
  line-height: 1.65;
  margin-bottom: 2.5rem;
  max-width: 520px;
}

.brw-hero__actions {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-bottom: 2.5rem;
}

.brw-hero__trust {
  display: flex;
  flex-wrap: wrap;
  gap: 1.5rem;
}

.brw-hero__trust-item {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
}

.brw-hero__trust-item i {
  color: var(--brw-amber-dark);
  font-size: 0.75rem;
}

.brw-hero__visual {
  position: relative;
  border-radius: var(--brw-radius-card);
  overflow: hidden;
}

.brw-hero__visual img {
  width: 100%;
  height: 500px;
  object-fit: cover;
  border-radius: var(--brw-radius-card);
}

@media (max-width: 900px) {
  .brw-hero__inner {
    grid-template-columns: 1fr;
    gap: 2.5rem;
    padding-top: 3rem;
    padding-bottom: 3rem;
  }
  .brw-hero__visual { display: none; }
  .brw-hero { min-height: auto; }
}

/* ═══ PROOF BAR ═══ */
.brw-proof-bar {
  background: var(--brw-bg-dark-alt);
  padding: 2.5rem var(--brw-container-px);
}

.brw-proof-bar__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 2rem;
}

.brw-proof-bar__stat {
  text-align: center;
}

.brw-proof-bar__value {
  font-family: var(--brw-font-display);
  font-size: 1.875rem;
  font-weight: 700;
  color: var(--brw-amber-dark);
  line-height: 1;
  margin-bottom: 0.375rem;
}

.brw-proof-bar__label {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
}

@media (max-width: 700px) {
  .brw-proof-bar__inner { grid-template-columns: repeat(2, 1fr); }
}

/* ═══ PROBLEM STATEMENT (WHITE) ═══ */
.brw-problem__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: center;
}

.brw-problem__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.25rem;
}

.brw-problem__body {
  color: var(--brw-fg-light-2);
  font-size: var(--brw-scale-lg);
  line-height: 1.7;
}

.brw-problem__visual {
  background: var(--brw-bg-light);
  border-radius: var(--brw-radius-card);
  padding: 2rem;
  border: 1px solid var(--brw-border-light);
}

.brw-problem__compare {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.brw-problem__compare-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 0.875rem 1rem;
  border-radius: 6px;
}

.brw-problem__compare-row--bad {
  background: #FEF2F2;
  border: 1px solid #FECACA;
}

.brw-problem__compare-row--good {
  background: rgba(245,166,35,0.08);
  border: 1px solid rgba(245,166,35,0.25);
}

.brw-problem__compare-label {
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  color: var(--brw-fg-light-1);
}

.brw-problem__compare-value {
  font-size: var(--brw-scale-sm);
  font-weight: 600;
}

.brw-problem__compare-row--bad .brw-problem__compare-value { color: #DC2626; }
.brw-problem__compare-row--good .brw-problem__compare-value { color: var(--brw-amber-aa); }

@media (max-width: 800px) {
  .brw-problem__inner { grid-template-columns: 1fr; gap: 2.5rem; }
}

/* ═══ HOW IT WORKS STEPS (LIGHT) ═══ */
.brw-steps__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 0.75rem;
}

.brw-steps__sub {
  text-align: center;
  color: var(--brw-fg-light-2);
  margin-bottom: 3.5rem;
}

.brw-steps__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 3rem;
}

.brw-step-card {
  background: var(--brw-bg-white);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 2rem;
  position: relative;
}

.brw-step-card__number {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--brw-navy);
  color: var(--brw-amber);
  font-family: var(--brw-font-display);
  font-size: 1.0625rem;
  font-weight: 700;
  margin-bottom: 1.25rem;
}

.brw-step-card__title {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h3);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.75rem;
}

.brw-step-card__body {
  color: var(--brw-fg-light-2);
  font-size: var(--brw-scale-sm);
  line-height: 1.65;
}

.brw-steps__cta { text-align: center; }

@media (max-width: 750px) {
  .brw-steps__grid { grid-template-columns: 1fr; }
}

/* ═══ ELIGIBILITY TEASER (DARK) ═══ */
.brw-elig-teaser__inner {
  max-width: 800px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  text-align: center;
}

.brw-elig-teaser__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 2.5rem;
}

.brw-elig-teaser__list {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1rem;
  margin-bottom: 2.5rem;
  text-align: left;
}

.brw-elig-teaser__item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  background: rgba(255,255,255,0.06);
  border: 1px solid var(--brw-border-dark);
  border-radius: var(--brw-radius-card);
  padding: 1rem 1.25rem;
  font-size: var(--brw-scale-body);
  color: var(--brw-fg-dark-1);
}

.brw-elig-teaser__item i {
  color: var(--brw-amber-dark);
  flex-shrink: 0;
}

@media (max-width: 600px) {
  .brw-elig-teaser__list { grid-template-columns: 1fr; }
}

/* ═══ TESTIMONIALS (WHITE) ═══ */
.brw-testimonials__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 3rem;
}

.brw-testimonials__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

.brw-testimonial-card {
  background: var(--brw-bg-light);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 2rem;
  display: flex;
  flex-direction: column;
}

.brw-testimonial-card__quote {
  font-size: var(--brw-scale-body);
  color: var(--brw-fg-light-1);
  line-height: 1.7;
  flex: 1;
  margin-bottom: 1.5rem;
  position: relative;
}

.brw-testimonial-card__quote::before {
  content: '"';
  font-size: 3rem;
  font-family: var(--brw-font-display);
  color: var(--brw-amber-aa);
  line-height: 1;
  display: block;
  margin-bottom: 0.5rem;
}

.brw-testimonial-card__author {
  display: flex;
  align-items: center;
  gap: 0.875rem;
}

.brw-testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: 50%;
  object-fit: cover;
  flex-shrink: 0;
}

.brw-testimonial-card__name {
  font-weight: 600;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-1);
}

.brw-testimonial-card__meta {
  font-size: var(--brw-scale-label);
  color: var(--brw-fg-light-2);
  margin-top: 0.125rem;
}

@media (max-width: 900px) {
  .brw-testimonials__grid { grid-template-columns: 1fr; }
}

/* ═══ PRICING TEASER (LIGHT) ═══ */
.brw-pricing-teaser__inner {
  max-width: 680px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  text-align: center;
}

.brw-pricing-teaser__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.75rem;
}

.brw-pricing-teaser__sub {
  color: var(--brw-fg-light-2);
  font-size: var(--brw-scale-lg);
  margin-bottom: 2rem;
  line-height: 1.65;
}

/* ═══ CTA BAND (DARK) ═══ */
.brw-cta-band {
  background: var(--brw-bg-dark);
  text-align: center;
  padding-top: var(--brw-section-y);
  padding-bottom: var(--brw-section-y);
}

.brw-cta-band__inner {
  max-width: 680px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-cta-band__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 0.75rem;
}

.brw-cta-band__sub {
  color: var(--brw-fg-dark-2);
  font-size: var(--brw-scale-lg);
  margin-bottom: 2rem;
}

.brw-cta-band__actions {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  gap: 1rem;
}

/* ═══ FOOTER ═══ */
.brw-footer {
  background: var(--brw-bg-dark);
  border-top: 1px solid var(--brw-border-dark);
  padding: 4rem 0 0;
}

.brw-footer__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 3rem;
  padding-bottom: 3rem;
}

.brw-footer__logo {
  margin-bottom: 1rem;
}

.brw-footer__logo img {
  height: 28px;
  width: auto;
}

.brw-footer__tagline {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  margin-bottom: 1rem;
  line-height: 1.6;
}

.brw-footer__contact {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  line-height: 1.9;
}

.brw-footer__contact a {
  color: var(--brw-fg-dark-2);
  transition: color var(--brw-transition);
}
.brw-footer__contact a:hover { color: var(--brw-fg-dark-1); }

.brw-footer__col-heading {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-sm);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  text-transform: uppercase;
  letter-spacing: 0.07em;
  margin-bottom: 1rem;
}

.brw-footer__links {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.brw-footer__link {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  transition: color var(--brw-transition);
}
.brw-footer__link:hover { color: var(--brw-fg-dark-1); }

.brw-footer__bottom {
  border-top: 1px solid var(--brw-border-dark);
  padding: 1.5rem var(--brw-container-px);
  max-width: var(--brw-container-max);
  margin: 0 auto;
}

.brw-footer__bottom-bar {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: space-between;
  align-items: flex-start;
  margin-bottom: 0.75rem;
}

.brw-footer__copyright {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
}

.brw-footer__legal-links {
  display: flex;
  gap: 1.25rem;
}

.brw-footer__legal-link {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  transition: color var(--brw-transition);
}
.brw-footer__legal-link:hover { color: var(--brw-fg-dark-1); }

.brw-footer__disclaimer {
  font-size: var(--brw-scale-label);
  color: var(--brw-fg-dark-2);
  opacity: 0.7;
  line-height: 1.6;
}

@media (max-width: 900px) {
  .brw-footer__inner {
    grid-template-columns: 1fr 1fr;
  }
}

@media (max-width: 560px) {
  .brw-footer__inner {
    grid-template-columns: 1fr;
    gap: 2rem;
  }
  .brw-footer__bottom-bar {
    flex-direction: column;
  }
}

/* ═══ PAGE HERO (LIGHT) ═══ */
.brw-page-hero {
  background: var(--brw-bg-light);
  padding-top: calc(68px + 4rem);
  padding-bottom: 4rem;
}

.brw-page-hero__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  max-width: 760px;
  text-align: left;
}

/* page-hero should use full container for alignment */
.brw-page-hero .brw-container {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding-left: var(--brw-container-px);
  padding-right: var(--brw-container-px);
}

.brw-page-hero__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h1);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1rem;
}

.brw-page-hero__sub {
  font-size: var(--brw-scale-lg);
  color: var(--brw-fg-light-2);
  line-height: 1.65;
  max-width: 600px;
}

/* ═══ ABOUT HERO (DARK SPLIT) ═══ */
.brw-about-hero {
  background: var(--brw-bg-dark);
  padding-top: calc(68px + 4rem);
  padding-bottom: 5rem;
  overflow: hidden;
}

.brw-about-hero__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.brw-about-hero__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h1);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 1.25rem;
}

.brw-about-hero__sub {
  font-size: var(--brw-scale-lg);
  color: var(--brw-fg-dark-2);
  line-height: 1.65;
}

.brw-about-hero__img {
  width: 100%;
  height: 420px;
  object-fit: cover;
  border-radius: var(--brw-radius-card);
}

@media (max-width: 860px) {
  .brw-about-hero__inner { grid-template-columns: 1fr; }
  .brw-about-hero__img { height: 280px; }
}

/* ═══ ABOUT STORY (WHITE TWO COL) ═══ */
.brw-about-story__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.brw-about-story__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.25rem;
}

.brw-about-story__body {
  color: var(--brw-fg-light-2);
  line-height: 1.75;
  font-size: var(--brw-scale-lg);
}

.brw-about-story__stats {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.brw-about-story__stat {
  background: var(--brw-bg-light);
  border-radius: var(--brw-radius-card);
  padding: 1.25rem 1.5rem;
  border: 1px solid var(--brw-border-light);
}

.brw-about-story__stat-value {
  font-family: var(--brw-font-display);
  font-size: 1.75rem;
  font-weight: 700;
  color: var(--brw-navy);
  margin-bottom: 0.25rem;
}

.brw-about-story__stat-label {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
}

@media (max-width: 800px) {
  .brw-about-story__inner { grid-template-columns: 1fr; gap: 2.5rem; }
}

/* ═══ VALUES GRID (LIGHT) ═══ */
.brw-values__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 3rem;
}

.brw-values__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.5rem;
}

.brw-value-card {
  background: var(--brw-bg-white);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1.75rem;
}

.brw-value-card__icon {
  width: 44px;
  height: 44px;
  background: rgba(12,28,54,0.07);
  border-radius: 8px;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 1rem;
  color: var(--brw-navy);
  font-size: 1.125rem;
}

.brw-value-card__title {
  font-family: var(--brw-font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.625rem;
}

.brw-value-card__body {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  line-height: 1.65;
}

@media (max-width: 900px) {
  .brw-values__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 500px) {
  .brw-values__grid { grid-template-columns: 1fr; }
}

/* ═══ FOUNDER SPOTLIGHT (DARK) ═══ */
.brw-founder {
  background: var(--brw-bg-dark);
}

.brw-founder__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 3.5rem;
  align-items: center;
}

.brw-founder__img {
  width: 200px;
  height: 200px;
  border-radius: 50%;
  object-fit: cover;
  border: 3px solid var(--brw-border-dark);
  flex-shrink: 0;
}

.brw-founder__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-label);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--brw-amber-dark);
  margin-bottom: 0.875rem;
}

.brw-founder__name {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 0.25rem;
}

.brw-founder__title {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  margin-bottom: 1rem;
}

.brw-founder__bio {
  color: var(--brw-fg-dark-2);
  line-height: 1.7;
  margin-bottom: 1.5rem;
  max-width: 640px;
}

@media (max-width: 700px) {
  .brw-founder__inner { grid-template-columns: 1fr; text-align: center; }
  .brw-founder__img { margin: 0 auto; }
}

/* ═══ TEAM GRID (WHITE) ═══ */
.brw-team__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 3rem;
}

.brw-team__grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1.75rem;
}

.brw-team-card {
  background: var(--brw-bg-light);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1.75rem;
  text-align: center;
}

.brw-team-card__img {
  width: 100px;
  height: 100px;
  border-radius: 50%;
  object-fit: cover;
  margin: 0 auto 1rem;
  display: block;
}

.brw-team-card__name {
  font-family: var(--brw-font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.25rem;
}

.brw-team-card__title {
  font-size: var(--brw-scale-sm);
  color: var(--brw-amber-aa);
  font-weight: 600;
  margin-bottom: 0.75rem;
}

.brw-team-card__bio {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  line-height: 1.6;
}

@media (max-width: 900px) {
  .brw-team__grid { grid-template-columns: repeat(2, 1fr); }
}
@media (max-width: 500px) {
  .brw-team__grid { grid-template-columns: 1fr; }
}

/* ═══ HOW IT WORKS PAGE ═══ */
.brw-hiw-data__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 5rem;
  align-items: start;
}

.brw-hiw-data__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1rem;
}

.brw-hiw-data__body {
  color: var(--brw-fg-light-2);
  line-height: 1.7;
  margin-bottom: 1.5rem;
}

.brw-hiw-data__items {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.brw-hiw-data__item {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  color: var(--brw-fg-light-1);
  font-size: var(--brw-scale-sm);
  font-weight: 500;
}

.brw-hiw-data__item i { color: var(--brw-amber-aa); }

@media (max-width: 800px) {
  .brw-hiw-data__inner { grid-template-columns: 1fr; gap: 2.5rem; }
}

/* HIW Engine (DARK) */
.brw-hiw-engine__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 4rem;
  align-items: center;
}

.brw-hiw-engine__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 1.25rem;
}

.brw-hiw-engine__body {
  color: var(--brw-fg-dark-2);
  line-height: 1.7;
}

.brw-hiw-engine__img {
  width: 100%;
  height: 360px;
  object-fit: cover;
  border-radius: var(--brw-radius-card);
}

@media (max-width: 800px) {
  .brw-hiw-engine__inner { grid-template-columns: 1fr; gap: 2.5rem; }
  .brw-hiw-engine__img { height: 240px; }
}

/* HIW Offer Terms (LIGHT) */
.brw-hiw-offer__inner {
  max-width: 720px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  text-align: center;
}

.brw-hiw-offer__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 2.5rem;
}

.brw-hiw-offer__items {
  display: flex;
  flex-direction: column;
  gap: 0.875rem;
  text-align: left;
}

.brw-hiw-offer__item {
  display: flex;
  align-items: center;
  gap: 1rem;
  background: var(--brw-bg-white);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1rem 1.25rem;
  font-size: var(--brw-scale-body);
  color: var(--brw-fg-light-1);
}

.brw-hiw-offer__item i { color: var(--brw-navy); font-size: 0.875rem; flex-shrink: 0; }

/* ═══ ELIGIBILITY PAGE ═══ */
.brw-criteria__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-criteria__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 2.5rem;
}

.brw-criteria__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

.brw-criteria__row {
  background: var(--brw-bg-light);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1.25rem 1.5rem;
  display: grid;
  grid-template-columns: 180px 1fr;
  gap: 1rem;
  align-items: start;
}

.brw-criteria__label {
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  color: var(--brw-fg-light-2);
  display: flex;
  align-items: flex-start;
  gap: 0.5rem;
}

.brw-criteria__label i { color: var(--brw-amber-aa); flex-shrink: 0; margin-top: 2px; }

.brw-criteria__value {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-1);
  font-weight: 500;
}

@media (max-width: 700px) {
  .brw-criteria__grid { grid-template-columns: 1fr; }
  .brw-criteria__row { grid-template-columns: 1fr; gap: 0.5rem; }
}

/* Mini FAQ (LIGHT) */
.brw-mini-faq__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-mini-faq__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 2rem;
}

.brw-mini-faq__list {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
  margin-bottom: 2rem;
}

.brw-mini-faq__item {
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  overflow: hidden;
}

.brw-mini-faq__trigger {
  width: 100%;
  text-align: left;
  padding: 1rem 1.25rem;
  background: var(--brw-bg-white);
  border: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-body);
  font-weight: 600;
  color: var(--brw-fg-light-1);
  cursor: pointer;
  transition: background var(--brw-transition);
}

.brw-mini-faq__trigger:hover { background: var(--brw-bg-light); }

.brw-mini-faq__trigger i {
  color: var(--brw-fg-light-2);
  transition: transform var(--brw-transition);
  flex-shrink: 0;
}

.brw-mini-faq__item.is-open .brw-mini-faq__trigger i { transform: rotate(180deg); }

.brw-mini-faq__body {
  display: none;
  padding: 0 1.25rem 1.25rem;
  background: var(--brw-bg-white);
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  line-height: 1.7;
}

.brw-mini-faq__item.is-open .brw-mini-faq__body { display: block; }

/* ═══ PRICING PAGE ═══ */
.brw-pricing-hero__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-pricing-tiers__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-pricing-tiers__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 0.75rem;
}

.brw-pricing-tiers__sub {
  text-align: center;
  color: var(--brw-fg-light-2);
  margin-bottom: 3rem;
}

.brw-pricing-tiers__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
  margin-bottom: 2rem;
}

.brw-pricing-card {
  background: var(--brw-bg-white);
  border: 2px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 2rem;
  position: relative;
  transition: box-shadow var(--brw-transition);
}

.brw-pricing-card:hover { box-shadow: 0 8px 30px rgba(12,28,54,0.1); }

.brw-pricing-card--featured {
  border-color: var(--brw-navy);
  box-shadow: 0 8px 30px rgba(12,28,54,0.12);
}

.brw-pricing-card__badge {
  position: absolute;
  top: -12px;
  left: 50%;
  transform: translateX(-50%);
  background: var(--brw-amber);
  color: var(--brw-navy);
  font-size: var(--brw-scale-label);
  font-weight: 700;
  padding: 0.25rem 0.875rem;
  border-radius: 100px;
  white-space: nowrap;
}

.brw-pricing-card__name {
  font-family: var(--brw-font-display);
  font-size: 0.875rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--brw-fg-light-2);
  margin-bottom: 0.5rem;
}

.brw-pricing-card__amount {
  font-family: var(--brw-font-display);
  font-size: 2rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.25rem;
}

.brw-pricing-card__fee {
  font-size: var(--brw-scale-sm);
  color: var(--brw-amber-aa);
  font-weight: 600;
  margin-bottom: 1.25rem;
}

.brw-pricing-card__eligibility {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  background: var(--brw-bg-light);
  border-radius: 4px;
  padding: 0.5rem 0.75rem;
  margin-bottom: 1.25rem;
}

.brw-pricing-card__terms {
  display: flex;
  flex-direction: column;
  gap: 0.5rem;
  margin-bottom: 1.75rem;
}

.brw-pricing-card__term {
  display: flex;
  align-items: center;
  gap: 0.625rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-1);
}
.brw-pricing-card__term i { color: var(--brw-navy); font-size: 0.75rem; }

.brw-pricing-tiers__note {
  background: var(--brw-bg-light);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1rem 1.5rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
}

.brw-pricing-tiers__note strong { color: var(--brw-fg-light-1); }

@media (max-width: 800px) {
  .brw-pricing-tiers__grid { grid-template-columns: 1fr; }
}

/* Comparison Table (LIGHT) */
.brw-comparison__inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-comparison__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.25rem;
}

.brw-comparison__body {
  color: var(--brw-fg-light-2);
  line-height: 1.75;
  margin-bottom: 2rem;
}

.brw-comparison__table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--brw-scale-sm);
}

.brw-comparison__table th {
  background: var(--brw-navy);
  color: var(--brw-fg-dark-1);
  padding: 0.875rem 1rem;
  text-align: left;
  font-weight: 600;
}

.brw-comparison__table td {
  padding: 0.875rem 1rem;
  border-bottom: 1px solid var(--brw-border-light);
  color: var(--brw-fg-light-1);
}

.brw-comparison__table tr:nth-child(even) td { background: var(--brw-bg-light); }

.brw-comparison__table .highlight { color: var(--brw-amber-aa); font-weight: 600; }

/* ═══ FAQ PAGE ═══ */
.brw-faq__inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-faq__category {
  margin-bottom: 3rem;
}

.brw-faq__cat-heading {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h3);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1rem;
  padding-bottom: 0.75rem;
  border-bottom: 2px solid var(--brw-border-light);
}

.brw-faq__list {
  display: flex;
  flex-direction: column;
  gap: 0.625rem;
}

.brw-faq__item {
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  overflow: hidden;
}

.brw-faq__question {
  width: 100%;
  text-align: left;
  padding: 1.125rem 1.5rem;
  background: var(--brw-bg-white);
  border: none;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1rem;
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-body);
  font-weight: 600;
  color: var(--brw-fg-light-1);
  cursor: pointer;
  transition: background var(--brw-transition);
}

.brw-faq__question:hover { background: var(--brw-bg-light); }

.brw-faq__question i {
  color: var(--brw-fg-light-2);
  transition: transform var(--brw-transition);
  flex-shrink: 0;
}

.brw-faq__item.is-open .brw-faq__question i { transform: rotate(180deg); }

.brw-faq__answer {
  display: none;
  padding: 0 1.5rem 1.25rem;
  background: var(--brw-bg-white);
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  line-height: 1.75;
}

.brw-faq__item.is-open .brw-faq__answer { display: block; }

/* ═══ CONTACT PAGE ═══ */
.brw-contact__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 360px;
  gap: 4rem;
  align-items: start;
}

.brw-contact__form-headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h2);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 2rem;
}

.brw-contact__form {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.brw-form__group {
  display: flex;
  flex-direction: column;
  gap: 0.375rem;
}

.brw-form__label {
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  color: var(--brw-fg-light-1);
}

.brw-form__input,
.brw-form__select,
.brw-form__textarea {
  padding: 0.75rem 1rem;
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-input);
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-body);
  color: var(--brw-fg-light-1);
  background: var(--brw-bg-white);
  transition: border-color var(--brw-transition), box-shadow var(--brw-transition);
  max-width: 100%;
  width: 100%;
}

.brw-form__input:focus,
.brw-form__select:focus,
.brw-form__textarea:focus {
  outline: none;
  border-color: var(--brw-navy);
  box-shadow: 0 0 0 3px rgba(12,28,54,0.1);
}

.brw-form__select {
  appearance: none;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%2344546A' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 12px center;
  padding-right: 36px;
}

.brw-form__textarea { resize: vertical; min-height: 120px; }

.brw-contact__info {
  background: var(--brw-bg-light);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 2rem;
}

.brw-contact__info-heading {
  font-family: var(--brw-font-display);
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.5rem;
}

.brw-contact__info-items {
  display: flex;
  flex-direction: column;
  gap: 1.25rem;
}

.brw-contact__info-item {
  display: flex;
  gap: 0.875rem;
  align-items: flex-start;
}

.brw-contact__info-item i {
  color: var(--brw-amber-aa);
  margin-top: 2px;
  flex-shrink: 0;
}

.brw-contact__info-text {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-1);
  line-height: 1.6;
}

.brw-contact__info-text a {
  color: var(--brw-fg-light-1);
  transition: color var(--brw-transition);
}
.brw-contact__info-text a:hover { color: var(--brw-amber-aa); }

@media (max-width: 800px) {
  .brw-contact__inner { grid-template-columns: 1fr; }
}

/* ═══ APPLY PAGE (MULTI-STEP) ═══ */
.brw-apply {
  background: var(--brw-bg-dark);
  min-height: 100vh;
  padding-top: calc(68px + 3rem);
  padding-bottom: 5rem;
}

.brw-apply__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: grid;
  grid-template-columns: 1fr 560px;
  gap: 4rem;
  align-items: start;
}

.brw-apply__intro {
  padding-top: 1rem;
}

.brw-apply__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h1);
  font-weight: 700;
  color: var(--brw-fg-dark-1);
  margin-bottom: 1rem;
}

.brw-apply__sub {
  color: var(--brw-fg-dark-2);
  font-size: var(--brw-scale-lg);
  margin-bottom: 2.5rem;
  line-height: 1.65;
}

.brw-apply__checklist {
  display: flex;
  flex-direction: column;
  gap: 0.75rem;
}

.brw-apply__check {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
}

.brw-apply__check i { color: var(--brw-amber-dark); }

.brw-apply-form-panel {
  background: var(--brw-bg-white);
  border-radius: 12px;
  padding: 2.5rem;
  box-shadow: 0 24px 64px rgba(0,0,0,0.25);
}

.brw-apply-form-panel .brw-form__label { color: var(--brw-fg-light-1); }
.brw-apply-form-panel .brw-form__input,
.brw-apply-form-panel .brw-form__select { color: var(--brw-fg-light-1); }

.brw-apply__steps {
  display: flex;
  gap: 0.5rem;
  margin-bottom: 2rem;
}

.brw-apply__step-dot {
  height: 4px;
  flex: 1;
  background: var(--brw-border-light);
  border-radius: 2px;
  transition: background 0.3s;
}
.brw-apply__step-dot.active { background: var(--brw-amber-aa); }
.brw-apply__step-dot.done { background: var(--brw-navy); }

.brw-apply__step-label {
  font-size: var(--brw-scale-label);
  color: var(--brw-fg-light-2);
  margin-bottom: 0.25rem;
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.08em;
}

.brw-apply__step-title {
  font-family: var(--brw-font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.75rem;
}

.brw-apply__step-content {
  display: none;
}

.brw-apply__step-content.active {
  display: flex;
  flex-direction: column;
  gap: 1rem;
}

.brw-apply__step-actions {
  display: flex;
  gap: 1rem;
  margin-top: 0.75rem;
}

.brw-apply__connect-card {
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  padding: 1.25rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
  cursor: pointer;
  transition: border-color var(--brw-transition), box-shadow var(--brw-transition);
}
.brw-apply__connect-card:hover { border-color: var(--brw-navy); box-shadow: 0 2px 12px rgba(12,28,54,0.1); }

.brw-apply__connect-label {
  font-weight: 600;
  color: var(--brw-fg-light-1);
  font-size: var(--brw-scale-sm);
}
.brw-apply__connect-sub { font-size: var(--brw-scale-label); color: var(--brw-fg-light-2); }

@media (max-width: 1000px) {
  .brw-apply__inner { grid-template-columns: 1fr; }
  .brw-apply__intro { display: none; }
}

/* ═══ AUTH PAGES ═══ */
.brw-auth {
  background: var(--brw-bg-dark);
  min-height: 100vh;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  padding: 5rem var(--brw-container-px) 3rem;
}

.brw-auth-card {
  background: var(--brw-bg-white);
  border-radius: 12px;
  padding: 2.5rem;
  width: 100%;
  max-width: 440px;
  box-shadow: 0 24px 64px rgba(0,0,0,0.25);
}

.brw-auth-card__logo {
  text-align: center;
  margin-bottom: 2rem;
}

.brw-auth-card__logo img {
  height: 28px;
  width: auto;
  margin: 0 auto;
}

.brw-auth-card__title {
  font-family: var(--brw-font-display);
  font-size: 1.5rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  text-align: center;
  margin-bottom: 0.5rem;
}

.brw-auth-card__sub {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  text-align: center;
  margin-bottom: 2rem;
  line-height: 1.65;
}

.brw-auth-card__form {
  display: flex;
  flex-direction: column;
  gap: 1.125rem;
}

.brw-auth-card__form .brw-form__label { color: var(--brw-fg-light-1); }
.brw-auth-card__form .brw-form__input { color: var(--brw-fg-light-1); }

.brw-auth-card__divider {
  text-align: center;
  margin: 0.75rem 0;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
}

.brw-auth-card__links {
  text-align: center;
  margin-top: 1.25rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
}

.brw-auth-card__links a {
  color: var(--brw-amber-aa);
  font-weight: 600;
  transition: color var(--brw-transition);
}
.brw-auth-card__links a:hover { color: var(--brw-navy); }

/* ═══ BLOG ═══ */
.brw-blog-hero__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-blog-grid__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 2rem;
}

.brw-blog-card {
  background: var(--brw-bg-white);
  border: 1px solid var(--brw-border-light);
  border-radius: var(--brw-radius-card);
  overflow: hidden;
  transition: box-shadow var(--brw-transition);
}
.brw-blog-card:hover { box-shadow: 0 8px 30px rgba(12,28,54,0.1); }

.brw-blog-card__img {
  width: 100%;
  aspect-ratio: 16/9;
  object-fit: cover;
  height: auto;
}

.brw-blog-card__content {
  padding: 1.5rem;
}

.brw-blog-card__category {
  display: inline-block;
  font-size: var(--brw-scale-label);
  font-weight: 600;
  text-transform: uppercase;
  letter-spacing: 0.07em;
  color: var(--brw-amber-aa);
  background: rgba(176,116,25,0.1);
  border-radius: var(--brw-radius-badge);
  padding: 0.25rem 0.5rem;
  margin-bottom: 0.75rem;
}

.brw-blog-card__title {
  font-family: var(--brw-font-display);
  font-size: 1.0625rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.625rem;
  line-height: 1.35;
}

.brw-blog-card__excerpt {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  line-height: 1.65;
  margin-bottom: 1rem;
}

.brw-blog-card__meta {
  font-size: var(--brw-scale-label);
  color: var(--brw-fg-light-2);
}

@media (max-width: 900px) {
  .brw-blog-grid { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 600px) {
  .brw-blog-grid { grid-template-columns: 1fr; }
}

/* Blog Article */
.brw-blog-article {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
}

.brw-blog-article__header {
  max-width: 760px;
  margin: 0 auto calc(3rem);
}

.brw-blog-article__meta {
  display: flex;
  align-items: center;
  gap: 1rem;
  margin-bottom: 1rem;
  flex-wrap: wrap;
}

.brw-blog-article__headline {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h1);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1rem;
  line-height: 1.2;
}

.brw-blog-article__lede {
  font-size: var(--brw-scale-lg);
  color: var(--brw-fg-light-2);
  line-height: 1.65;
}

.brw-blog-article__cover {
  width: 100%;
  height: auto;
  border-radius: var(--brw-radius-card);
  margin: 0 auto 3rem;
  display: block;
  max-width: 760px;
}

.brw-blog-article__body {
  max-width: 760px;
  margin: 0 auto;
}

.brw-blog-article__back {
  display: inline-flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  margin-bottom: 2rem;
  transition: color var(--brw-transition);
}
.brw-blog-article__back:hover { color: var(--brw-fg-light-1); }

/* Article body typography — scoped to light-top page (HARD: blog shared container) */
body.brw-page--light-top .brw-blog-content h2,
body.brw-page--light-top .brw-blog-content h3 { color: var(--brw-fg-light-1); font-family: var(--brw-font-display); margin: 2rem 0 0.875rem; }
body.brw-page--light-top .brw-blog-content p { color: var(--brw-fg-light-2); line-height: 1.78; margin-bottom: 1.25rem; }
body.brw-page--light-top .brw-blog-content ul,
body.brw-page--light-top .brw-blog-content ol { color: var(--brw-fg-light-2); line-height: 1.78; margin: 0 0 1.25rem 1.5rem; }
body.brw-page--light-top .brw-blog-content li { margin-bottom: 0.5rem; }
body.brw-page--light-top .brw-blog-content ul { list-style: disc; }
body.brw-page--light-top .brw-blog-content ol { list-style: decimal; }
body.brw-page--light-top .brw-blog-content blockquote { border-left: 3px solid var(--brw-amber-aa); padding-left: 1.25rem; margin: 1.5rem 0; font-style: italic; color: var(--brw-fg-light-1); }
body.brw-page--light-top .brw-blog-content strong { color: var(--brw-fg-light-1); font-weight: 600; }
body.brw-page--light-top .brw-blog-content a { color: var(--brw-amber-aa); text-decoration: underline; }
body.brw-page--light-top .brw-blog-content a:hover { color: var(--brw-navy); }

/* Blog related posts */
.brw-blog-related {
  margin-top: 4rem;
  padding-top: 3rem;
  border-top: 1px solid var(--brw-border-light);
}

.brw-blog-related__heading {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h3);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 1.5rem;
}

.brw-blog-related__grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1.5rem;
}

@media (max-width: 700px) {
  .brw-blog-related__grid { grid-template-columns: 1fr; }
}

/* ═══ BLOG ARTICLE — additional sub-elements ═══ */
.brw-blog-article__header-inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.brw-blog-article__breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--brw-scale-xs);
  color: var(--brw-fg-light-3);
  margin-bottom: 1rem;
}
.brw-blog-article__breadcrumb a { color: var(--brw-fg-light-2); }
.brw-blog-article__breadcrumb a:hover { color: var(--brw-navy); }

.brw-blog-article__meta-sep {
  color: var(--brw-fg-light-3);
  margin: 0 0.25rem;
}

.brw-blog-article__category {
  color: var(--brw-amber-aa);
  font-weight: 600;
  font-size: var(--brw-scale-xs);
}

.brw-blog-article__cover-wrap {
  max-width: 900px;
  margin: 2.5rem auto;
  padding: 0 1.5rem;
}

.brw-blog-article__footer {
  max-width: 760px;
  margin: 3rem auto 0;
  padding: 2.5rem 1.5rem 0;
  border-top: 1px solid var(--brw-border-light);
  display: flex;
  flex-direction: column;
  gap: 1.5rem;
}

.brw-blog-article__cta-block {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 1.5rem;
  background: var(--brw-bg-light);
  border-radius: 10px;
  padding: 1.5rem;
  flex-wrap: wrap;
}

.brw-blog-article__cta-text {
  font-size: var(--brw-scale-md);
  font-weight: 600;
  color: var(--brw-fg-light-1);
}

/* Blog index cover link */
.brw-blog-card__cover-link {
  display: block;
  overflow: hidden;
  border-radius: 8px 8px 0 0;
  text-decoration: none;
}

/* ═══ LEGAL PAGES ═══ */
.brw-legal-page {
  background: var(--brw-bg-white);
  padding-top: calc(68px + 3rem);
  padding-bottom: 5rem;
}

.brw-legal-page .brw-container {
  max-width: 760px;
}

.brw-legal-page__inner {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

/* legal-article: scoped article wrapper used in legal page templates */
.legal-article {
  max-width: 760px;
  margin: 0 auto;
  padding: 0 1.5rem;
}

.brw-legal-breadcrumb {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  font-size: var(--brw-scale-xs);
  color: var(--brw-fg-light-3);
  margin-bottom: 2rem;
}
.brw-legal-breadcrumb a { color: var(--brw-fg-light-2); }
.brw-legal-breadcrumb a:hover { color: var(--brw-navy); }

/* Legal content — scoped to light-top per shared_containers contract */
body.brw-page--light-top .brw-legal-content h1 {
  font-family: var(--brw-font-display);
  font-size: var(--brw-scale-h1);
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin-bottom: 0.5rem;
}

body.brw-page--light-top .brw-legal-content .legal-meta {
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-light-2);
  margin-bottom: 0.25rem;
}

body.brw-page--light-top .brw-legal-content .legal-header {
  margin-bottom: 3rem;
  padding-bottom: 2rem;
  border-bottom: 1px solid var(--brw-border-light);
}

body.brw-page--light-top .brw-legal-content h2 {
  font-family: var(--brw-font-display);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin: 2.5rem 0 0.875rem;
}

body.brw-page--light-top .brw-legal-content h3 {
  font-family: var(--brw-font-display);
  font-size: 1rem;
  font-weight: 700;
  color: var(--brw-fg-light-1);
  margin: 1.5rem 0 0.625rem;
}

body.brw-page--light-top .brw-legal-content p {
  color: var(--brw-fg-light-2);
  line-height: 1.78;
  margin-bottom: 1rem;
}

body.brw-page--light-top .brw-legal-content ul,
body.brw-page--light-top .brw-legal-content ol {
  color: var(--brw-fg-light-2);
  line-height: 1.78;
  margin: 0.5rem 0 1rem 1.5rem;
}

body.brw-page--light-top .brw-legal-content li { margin-bottom: 0.375rem; }
body.brw-page--light-top .brw-legal-content ul { list-style: disc; }
body.brw-page--light-top .brw-legal-content ol { list-style: decimal; }

body.brw-page--light-top .brw-legal-content address {
  color: var(--brw-fg-light-2);
  line-height: 1.8;
  font-size: var(--brw-scale-sm);
}

body.brw-page--light-top .brw-legal-content a { color: var(--brw-amber-aa); }

.brw-legal-content section {
  padding-bottom: 1rem;
}

.brw-legal-content .legal-table {
  width: 100%;
  border-collapse: collapse;
  font-size: var(--brw-scale-sm);
  margin: 1rem 0;
}

.brw-legal-content .legal-table th {
  background: var(--brw-bg-light);
  color: var(--brw-fg-light-1);
  padding: 0.75rem 1rem;
  text-align: left;
  border-bottom: 2px solid var(--brw-border-light);
  font-weight: 600;
}

.brw-legal-content .legal-table td {
  padding: 0.75rem 1rem;
  border-bottom: 1px solid var(--brw-border-light);
  color: var(--brw-fg-light-2);
}

/* ═══ DATA SOURCES DIAGRAM (inline SVG) ═══ */
.brw-data-diagram {
  width: 100%;
  max-width: 460px;
}

/* ═══ INLINE FLOW DIAGRAM ═══ */
.brw-flow-diagram {
  width: 100%;
  margin: 0 auto;
  display: block;
}

/* ═══ FADE-IN ANIMATIONS ═══ */
.brw-fade-in {
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.5s ease, transform 0.5s ease;
}

.brw-fade-in.visible {
  opacity: 1;
  transform: translateY(0);
}

/* Failsafe: force visible after 1.2s */
@keyframes brw-reveal-failsafe {
  to { opacity: 1; transform: none; }
}

.brw-fade-in {
  animation: brw-reveal-failsafe 0s 1.2s forwards;
}

/* ═══ COOKIE BANNER ═══ */
.cookie-banner--notice { /* inherits .cookie-banner styles; notice model variant */ }
.cookie-banner {
  position: fixed;
  bottom: 0;
  left: 0;
  right: 0;
  z-index: 1000;
  background: var(--brw-navy-alt, #122040);
  border-top: 1px solid var(--brw-border-dark);
  padding: 1rem 0;
}

.cookie-banner__inner {
  max-width: var(--brw-container-max);
  margin: 0 auto;
  padding: 0 var(--brw-container-px);
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex-wrap: wrap;
}

.cookie-banner__text {
  flex: 1;
  font-size: var(--brw-scale-sm);
  color: var(--brw-fg-dark-2);
  line-height: 1.5;
}

.cookie-banner__text a {
  color: var(--brw-amber-dark);
  text-decoration: underline;
}

.cookie-banner__actions { flex-shrink: 0; }

.cookie-banner__btn {
  padding: 0.5rem 1.25rem;
  border-radius: var(--brw-radius-btn);
  font-family: var(--brw-font-body);
  font-size: var(--brw-scale-sm);
  font-weight: 600;
  border: none;
  cursor: pointer;
  transition: all var(--brw-transition);
}

.cookie-banner__btn--primary {
  background: var(--brw-amber);
  color: var(--brw-navy);
}
.cookie-banner__btn--primary:hover { background: #d4911a; }

/* body padding for cookie banner */
body.cookie-visible { padding-bottom: 72px; }

/* ═══ INLINE SVG STYLES ═══ */
/* Flow diagram node styles */
.brw-flow-node {
  fill: var(--brw-bg-white);
  stroke: var(--brw-border-light);
  stroke-width: 1.5;
}

.brw-flow-node--accent {
  fill: var(--brw-navy);
  stroke: var(--brw-navy);
}

.brw-flow-line {
  stroke: var(--brw-border-light);
  stroke-width: 1.5;
  fill: none;
}

/* ═══ MISC UTILITIES ═══ */
.brw-text-center { text-align: center; }
.brw-mt-1 { margin-top: 0.5rem; }
.brw-mt-2 { margin-top: 1rem; }
.brw-mb-2 { margin-bottom: 1rem; }
.brw-mb-3 { margin-bottom: 1.5rem; }
.brw-w-full { width: 100%; }
.brw-sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  overflow: hidden;
  clip: rect(0,0,0,0);
  white-space: nowrap;
}